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• Pension and compensation schemes for the armed forces, veterans and their families

  Information on pension schemes for current and former members of the armed forces. Covers types of scheme, help for war widows and widowers, help for people who sustained injuries during their service and sources of further help

• Getting an accessible car or other equipment in Scotland

  Find about leasing an accessible car or other equipment if you or your child is disabled

• Reducing your monthly mortgage payments

  Check how to cut down your mortgage costs, including how to reduce your monthly payments and switch mortgage lender

• Being forced to pay your debts

  Information for people whose creditors are taking legal action against them

• Apprenticeships

  Explains the different types of apprenticeship schemes available and who they are designed for. Summarises the employment rights of apprentices including pay and the national minimum wage, health and safety, redundancy and dismissal

• Maternity pay - how to get it

  What you need to do to get statutory or contractual maternity pay from your employer

• Applying for flexible working

  Check what flexible working is, how to make a flexible working request and what your employer will do next

• Choosing a debt management plan provider

  How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct