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• Debt relief restrictions orders

  Explains why you might have a debt relief restrictions order (DRRO) made against you if you did something against the rules when you applied for your DRO, or while the DRO is in force.

• Ask creditors to write off a debt

  Ask creditors to write off a debt Ask non-priority creditors to write off a debt - letter Ask non-priority creditors to write off a debt - joint letter

• How to get a debt relief order

  Sets out the steps you need to follow in the process of applying for a debt relief order.

• Complain about a debt management company

  Find out how to complain about a debt management company, if you're not happy with their service.

• Changing debt management plan provider

  Things to think about if you want to switch debt management plan providers, including reasons for switching, the process and problems changing providers may cause.

• Check if you have to pay a debt

  How to check liability for a debt, including time limits on debts and how to challenge a debt you think you might not be liable for.

• While a debt management plan is in place

  Overview and content list for issues while a debt management plan is in place.

• Cancelling your debt management plan

  Reasons why you might want to cancel your debt management plan and things to consider before doing so, including how you will deal with your debts instead and whether you will get a refund of fees.