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Do you need to pay for a debt management plan?
Advantages and disadvantages of choosing a fee-charging debt management plan provider over on that offers a free service.
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Information your debt management plan provider must give you
Explains what to do if a debt management plan provider has not given you all the information you are entitled to when choosing or signing up for a debt management plan.
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Help with debt and rent arrears on Universal Credit
Financial help if you're on Universal Credit and are in debt, have rent arrears or are struggling with money, eg budgeting loans, alternative payment arrangements, how to talk to your landlord or creditor.
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Credit rating - impact of debt relief order
Explains that a debt relief order must be noted in your credit reference file and how it affects your credit rating, making it hard to get credit in future.
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Cold called by a debt management plan provider
How to complain if you are cold-called by a debt management company - uninvited contact by phone, text, email or in person at your door.
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Creditors still contacting you - debt management plans
Explains why creditors may still contact you while a debt management plan is in place and what to do if a creditor is harassing you.
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What happens when a debt relief order is made?
Explains what happens once a debt relief order has been made and your responsibility to report a change of circumstances, or information you forgot to include in the original application.
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If you're struggling with credit card debt
Find out how you can start to clear your credit card debt.
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Creditors still contacting you - debt relief orders
Explains what to do if you are being chased for a debt covered by your debt relief order and the situations in which creditors are still allowed to contact you while the order is in place.
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Letter for repaying debt to your energy supplier
Use this template letter to help you write to your supplier and ask to pay your debt back in small payments