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• Making a plan to pay your debts

  Making a plan to pay your debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Important You should deal with the most

• Avoiding creditors making you bankrupt

  owe money to might try to make you bankrupt, or a creditor has threatened you with bankruptcy, you should take action to deal with your debts straight away. This page explains what you can do try

• Preparing your paperwork - administration order

  is a formal and legally-binding agreement between you and your creditors to pay back your debts over a period of time. If you decide you want to get an administration order you will have to fill

• Dealing with a letter saying bailiffs will visit

  a debt you might be sent a letter from bailiffs (also called  ‘enforcement agents’) saying they will visit your home to collect payment. Don’t ignore the letter - this is called a ‘notice of enforcement

• Creditors still contacting you - debt relief orders

  Creditors still contacting you - debt relief orders This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales A debt relief order

• What is an administration order

  and legally-binding agreement between you and your creditors to pay back your debts over a period of time. This page gives you an overview of how an administration order works and who is eligible

• Debt management plans - what you need to know

  Debt management plans - what you need to know This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're struggling

• Check what an IVA

  ) is a formal and legally binding agreement between you and your creditors to pay back your debts over a period of time. This means it’s approved by the court and your creditors have to stick to it. While you

• Creditors are still contacting you - administration orders

  about your debt. This page tells you what to do if your creditors are still contacting you about your debts. Creditors included in the administration order All the creditors included

• Work out which debts to deal with first

  Work out which debts to deal with first This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales 'Priority debts' are debts