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• Buying a home

  a minimum 5% deposit to qualify and the government provides an equity loan of up to 20% of the value of the property. This means that you then need to secure up to a 75% mortgage. The equity loan

• Gathering evidence about discrimination at work

  for at the time. You can still mention these if you decide to go to tribunal or you could suggest them to your employer. Reasonable adjustments are covered in sections 20, 21 and Schedule 8 Equality Act 2010

• If you think you’ve been unfairly treated when applying for a job

  to apply for a job but the job description says the successful applicant must be a ‘recent graduate’. Imogen has been doing similar work all her life. She’s 50 and went to university when she was 20

• Gathering evidence about housing discrimination

  about their financial circumstances, or adjustments they’ve made for other people, you could consider this when thinking about what’s reasonable. Reasonable adjustments are covered in sections 20, 21

• Check how much Universal Credit you'll get

  . This is because it depends on your earnings in the 12 months before your claim. Example Magnus has been getting Universal Credit since July 2022. His earnings went down to £500 a month on 20 October 2022

• Fill in the work capability form: how your conditions affect you

  and for how long, for example you'd have to lie down for 20 minutes If going up and down steps would make you tired or breathless, you should say: how tired you'd be, for example whether you'd need

• Check if you can claim ESA

  Check if you can claim ESA This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You might be able to get Employment and Support

• Moving to Universal Credit from other benefits

  Moving to Universal Credit from other benefits This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Universal Credit

• Registering a civil partnership

  Registering a civil partnership This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales A civil partnership is a legal

• Preparing to apply for pre-settled and settled status

  Preparing to apply for pre-settled and settled status This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The deadline