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• Discrimination because of religion or belief

  Discrimination because of religion or belief This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales What is discrimination because of religion or belief It is against the law to discriminate against you because of your religion or belief....

• Debt management plans

  Debt management plans Debt management plans explained Debt management plans - what you need to know Credit rating - impact of debt management plan Getting a debt management plan How to get a debt management plan Do you need to pay for a debt management plan? Choosing a debt management...

• Forgotten a debt - DROs

  Forgotten a debt - DROs This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales When you apply for a debt relief order (DRO) you need to declare all of your debts. However, you might discover later that you...

• Debt remedy tool

  Debt remedy tool This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales There may be a number of ways to deal with your debts. What options you have depends on your circumstances, the amount of debt you have...

• Debt relief orders

  Debt relief orders Debt relief orders explained Debt relief orders - what you need to know Credit rating - impact of debt relief order How income, debts and belongings are assessed for a debt relief order What happens when a debt relief order is made? What happens at the end...

• How income, debts and belongings are assessed for a debt relief order

  How income, debts and belongings are assessed for a debt relief order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales One of the things your adviser will do as part of the debt relief order (DRO) application...

• Negotiating your debt with bailiffs

  Negotiating your debt with bailiffs This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can stop bailiffs (also called 'enforcement agents') coming to your home to collect a debt you owe by paying the debt in full....

• Disability discrimination and debt problems

  Disability discrimination and debt problems This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Service providers, like banks or utility companies mustn’t discriminate against you if you’re disabled. Read this page to find out more about unlawful disability...

• Getting a debt relief order

  Getting a debt relief order How to get a debt relief order Debt relief order application refused

• Getting a debt management plan

  Getting a debt management plan How to get a debt management plan Do you need to pay for a debt management plan? Choosing a debt management plan provider Rules debt management plan providers must follow Information your debt management plan provider must give you