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Buying a home
at www.moneyadviceservice.org.uk a pension mortgage. This mortgage is mainly for self-employed people. The monthly payments are made up of interest payments on the loan and contributions to a pension
Getting a lodger
for Work and Pensions (DWP) works out how much Housing Benefit John would be entitled to each week. If your lodger is a family member Your Housing Benefit might be reduced. The amount depends on your
Going to your Universal Credit interview
up your Universal Credit account, you’ll need to fill in the application form. The Department for Work and Pensions (DWP) will tell you if your interview will be at the Jobcentre or over the phone
Get help paying for energy efficiency home improvements
supplier. If you get benefits that are based on your income You can apply to the ECO scheme if you, or your partner, get at least one of these benefits: Universal Credit Pension Credit Housing Benefit
Getting help with home improvements
to get a government loan to help with interest payments. This is called 'support for mortgage interest’ (SMI). You might get SMI if you’re getting: Universal Credit Pension Credit income-based
Challenging a rent increase
get Housing Benefit or Universal Credit, tell your local council or the Department for Work and Pensions as soon as your rent increases. You might be able to get more money to cover the new rent. If you
Stop your energy supplier moving you to prepayment
either: of State Pension age disabled or have a long-term health condition considered ‘vulnerable’ by your energy network You could be classed as vulnerable if you're disabled or have a long-term health
Check if your child can get a permanent right to live in the UK
income you’ll get each week after tax. If you live with a partner, you can add their income to yours. You can include earnings, pensions and income from things like rent or shares. If you have any savings
Getting a bank account
or state pension, you might want to think about opening your basic bank account at a bank or building society in a different group. You can check which banks and building societies are in the same group
Staying in the UK as the parent of a child who lives here
week after tax. If you live with a partner, you can add their income to yours. You can include earnings, pensions and income from things like rent or shares. If you have any savings, you can add them