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  • Cancel something you bought on hire purchase

    Cancel something you bought on hire purchase This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can cancel and return something you’re paying off through hire purchase at any time, but you might owe money to the...

  • County court judgments and your credit rating - overview

    County court judgments and your credit rating - overview This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You might have a county court judgment (CCJ) against you if you owe someone money and a court ruled that...

  • Report fake or counterfeit goods

    Report fake or counterfeit goods This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You have the legal right to a refund if you’ve bought something that’s fake or counterfeit. You can also report the seller to Trading...

  • Check if you can take time off work

    You have the right to take time off work in certain circumstances. These are called 'statutory rights'. This time off might be paid leave or unpaid leave. You won’t be paid for any unpaid leave you take. Your employer might let you have more time off on top of your...

  • Check if your agency is paying you the right amount

    As an agency worker, you should get: at least the national minimum wage  (NMW) - check the national minimum wage at least 5.6 weeks’ paid holiday each year - check how much paid holiday you should get statutory sick pay - check how much sick pay you can get statutory...

  • Check the rules after you go bankrupt

    Check the rules after you go bankrupt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales While you’re bankrupt, you have to follow certain rules. These rules are called 'restrictions'. The rules cover things like your job, your...

  • Stopping bailiffs if you don't owe the debt

    Stopping bailiffs if you don't owe the debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've got a letter from a bailiff saying they're going to collect payment for a debt you don't think you...

  • Help with debt and rent arrears on Universal Credit

    Help with debt and rent arrears on Universal Credit This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You might be able to get extra help if you’re struggling with money and you’re on Universal Credit or you’ve...

  • Working on bank holidays

    It’s up to your employer to decide whether or not you have to work on bank holidays. If your place of work is closed on bank holidays, your employer can make you take them as part of your annual leave entitlement. Some employers might give you bank holidays off and...

  • Check your notice period when resigning

    If you want to leave your job you’ll normally need to give your employer some warning. This is called your notice period. Look in your contract to see the notice you need to give. If you've been in your job for less than a month, you don't have to give...