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• No money to pay creditors - joint letter

  No money to pay creditors - joint letter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can use this letter when you

• Making a plan to pay your debts

  Making a plan to pay your debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Important You should deal with the most

• Check if you have to pay a debt

  Check if you have to pay a debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You’ll be responsible for a debt if it’s

• If your employer hasn’t paid you what they owe you

  Your employer should pay you on time for work you’ve done - they should pay you on your agreed pay day. You can challenge your employer if: they haven’t paid your wages they’ve underpaid you they’ve

• Check if you can get sick pay

  You might be able to get Statutory Sick Pay (SSP) when you're off work sick. It depends on your earnings and your situation. You can't get SSP for the first 3 days you're off sick but after that you

• Struggling to pay your debt management plan

  Struggling to pay your debt management plan This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You may find you're struggling

• If you’re struggling to pay your credit card

  If you’re struggling to pay your credit card This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales There are things you can do

• Getting sick pay when you're pregnant

  If you’re off sick while you’re pregnant, it can affect how much Statutory Sick Pay (SSP) and Statutory Maternity Pay (SMP) you get. Different rules might apply depending if your illness is related

• Maternity pay - how much you can get

  How much maternity pay you get, and how long it lasts, depends on what type of maternity pay you’re entitled to: for statutory maternity pay, read the rest of this page for details for contractual

• Do you need to pay for a debt management plan

  Do you need to pay for a debt management plan? This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Many debt management plan