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• Writing a complaint letter about bailiffs

  your first step is to write to whoever you owe money to - called your ‘creditor’. For example, if your debt is for council tax your creditor is your local council. When sending a complaint to your

• Q13 - starting and finishing tasks

  15 on the form - see what it looks like How to answer the question This question is about whether you can plan, organise and complete at least 2 routine tasks, one after the other. The DWP isn't

• Stopping bailiffs taking your vehicle

  agents’) could clamp or remove your vehicle if they’re collecting a debt you haven’t paid. It’s usually the first thing they’ll look for because they can take it while you’re not home. When bailiffs

• If your circumstances change during your IVA

  you change job or lose your job you realise you have other debts you haven't already told them about you get into more debt you move house If you’ve had a change in circumstances and you’re not sure

• E.ON Next customer service

  Advice, Energy Ombudsman and the suppliers. E.ON Next scores for October to December 2023 Overall score 3.3 out of 5 Fewer complaints received 2 out of 5 Contact waiting time 4 out of 5 Customer

• Complain about an insolvency practitioner

  in this capacity, but are, for example, involved in advising you on your debts, they have to follow the Financial Conduct Authority (FCA) rules and guidance. There is also a voluntary code of practice

• If your employer says you owe them money

  a course to help her become fully qualified. Her contract says she must pay back any tuition costs if she doesn’t stay with her employer for 2 years after completing a course. Jo’s employer is allowed

• Getting money after your sick pay runs out

  . If you want to take a week’s holiday you have to give 2 weeks’ notice. Check how much notice you need to give for taking paid holiday. Example Aisha has been off sick for 3 months and isn’t likely

• Check if an IVA is right for you

  £10,000 - you can get an IVA if you owe less, but the fees are high so there might be better options if your debts are smaller from at least 2 different creditors - creditors are people you owe money

• Check if a room counts as an extra bedroom for Housing Benefit

  for a single bed, or people might have to go through it to get to another room. Check how many rooms you can have for Housing Benefit You can have 1 bedroom for each person who’s single and aged 16 or older. 2