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Appealing an ESA decision
to appeal if it’s less than 13 months since the date on your mandatory reconsideration notice. You’ll need to have a good reason for the delay and you should include this on your appeal form. Good reasons can
Check if you can get Housing Benefit
be at least 16 years old – if you’ve been in care you’ll need to be at least 18 either have less than £16,000 in savings or be getting the guarantee part of Pension Credit If you live with your partner, only
Workplace pensions
scheme if your employer offers one. However, final salary schemes are becoming less common and most employers no longer offer them. Money purchase schemes Money purchase schemes can also be called
Using mediation to help you separate
. Some mediators base their charges on how much you earn - so you might pay less if you’re on a low income. If you want to keep the costs of mediation down, try to agree as much as you can with your ex
Check if you're working more than the 48-hour limit
to opt out of the 'Working Time Regulations' If you're working less than 48 hours and feel like you're working too much, find out what to do if you're working too many hours. There are 3 steps
If you're an adult on Disability Living Allowance
, you might get more money when you’re assessed for PIP, but you might get less because the PIP rules are different. Contact your nearest Citizens Advice to work out if you should tell the DWP that your
If you're being evicted as a lodger
to get less notice If your agreement with your landlord includes a notice period but you think it’s unreasonable, you should ask them to give you a reasonable amount of notice instead. Example Bushra
Switching from pre-settled to settled status
or had to stop working might be able to get settled status if they’ve lived in the UK for less than 5 years. You can find out about applying if you’re retired or had to stop working. If you got pre
Help dealing with mortgage debts
your mortgage payments, you may have started to build up a debt. This is often called mortgage arrears. You might be in debt because you missed one or more monthly payments or you’re paying less money
If your mortgage lender takes you to court
less or you've had to claim benefits Check if you can get a time order You might be able to ask the court for a ‘time order’. This would give you more time to pay your mortgage, by reducing your