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If you need a guarantor to start renting
to pay the rent in the same way they've checked your ability to pay. For example, by carrying out a credit check. There is a legal requirement for a guarantee agreement to be in writing. The agreement
Work out how much compensation you could get for discrimination
or life insurance If you got an annual tax statement that will show the value of the benefit. If not, you’ll have to try to work it out, for example, if you lost free accommodation, find out how much
Avoiding creditors making you bankrupt
on your credit rating and other aspects of your day-to-day life, but the effects are likely to be less drastic than bankruptcy. More about different debt solutions Negotiating with your creditor If you
Q12: making decisions about money
, for example utility bills, credit card bills budgeting for bigger things, such as a TV or sofa It’s about the decisions you need to make rather than whether you can physically get money out of a purse
If you can't keep to your jobseeker's agreement
types of JSA: income-based contribution-based new style New style JSA is part of the Universal Credit system. If you don’t know what JSA you’re getting, check the letter confirming you started
Making a settlement agreement with your employer
Universal Credit, Income Support or Jobseeker’s Allowance and settle your claim you won’t have to pay that back. If you win a tribunal claim, the DWP will claim back what they’ve paid you. You should
Debt management plan fees too high
providers have to follow in the FCA Consumer Credit Sourcebook on the FCA website at www.fca.org.uk. Help us improve our website Take 3 minutes to tell us if you found what you needed on our website. Your
Problem with an app, software or download
or credit card, there’s another way to get your money back. Contact your bank and say you want to use the ‘chargeback’ scheme. Many bank staff don’t know about the scheme, so you may need to talk
Dealing with mortgage arrears
need to pay them before debts like credit cards. If you have more than one debt, you should read our 'get help with debt' guide - or contact your nearest Citizens Advice. Work out what you can afford
Asking the council to review their decision to evict you
Credit payment Note any mistakes in your notice If there are any mistakes in the council’s notice, explain them. For example, mention if the amount of rent arrears is wrong, or if it accuses you