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• Choosing a personal pension

  Choosing a personal pension This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales A pension is a way of saving for your

• Choosing voluntary redundancy

  Your employer might ask if anyone wants to take voluntary redundancy. You should think carefully about whether voluntary redundancy is right for you, including whether you’ll get any redundancy pay

• Choosing your energy tariff

  Choosing your energy tariff This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales An energy tariff is a plan for how much

• Choosing and applying for a credit card

  Choosing and applying for a credit card This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales This page tells you what to look

• Choosing how to arrange child maintenance

  Choosing how to arrange child maintenance Check what child maintenance arrangement is right for you

• Choosing a debt management plan provider

  Choosing a debt management plan provider This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales There are lots of different

• Find a trader and check you can trust them

  a trader you can trust, for example a builder or car dealer. There are organisations that can give you a list of traders, including: your local council schemes that recommend traders trade associations

• Cancelling building or decorating work

  or the cancellation fee is unreasonable. Cancelling after the work’s started A builder or decorator will only begin work if you’ve formed a contract, either written or verbal. You’ll need to negotiate

• Before you get building work done

  , money and stress when you’re preparing to get building work, renovations or repairs done on your home. They’ll also help you avoid problems with builders, plumbers or other contractors - for example

• Buying a home

  -built property, check whether it has a Buildmark warranty. Buildmark warranties are organised by the National House-Building Council (NHBC) which is an independent organisation with over 20,000 builders