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What happens when a debt relief order is made
will be committing an offence. This could lead to you being fined or even sent to prison. If the official receiver finds out you've broken any of the restrictions or have been dishonest in your application, they can
Paying a court fine
outstanding fine ‘register’ the fine - this means the fine will stay on your credit history for 5 years and might stop you from getting credit in the future In extreme cases you could be put in prison
Debt relief restrictions orders
that you have to follow while the DRO is in force are extended for up to 15 years. If you don't follow the restrictions, you will be committing an offence. You could be fined or sent to prison. The DRO
If you get a letter saying you’ve broken a bankruptcy rule
as a criminal offence. You could be fined or sent to prison. You should get legal advice as soon as possible. If you can show you didn’t intend to mislead or defraud the official receiver, you may have a valid
Subletting without your landlord’s permission
that if you made a profit from subletting your home, you're likely to have acted dishonestly. The second offence is more serious and has bigger penalties - for example, fines or going to prison. You
Check the rules after you go bankrupt
with the name in which you were made bankrupt act as an insolvency practitioner These things count as bankruptcy offences. A bankruptcy offence is a criminal offence - you could be fined or sent to prison
Your right to personal liberty
in prison or in police custody your freedom of movement has been significantly restricted - for example, by a curfew order. When can you use article 5? You can use article 5 to challenge detention which
Joint debts and belongings if your partner is bankrupt
to prison. The trustee usually checks what your partner gave or sold to you over the last 5 years. They can check things that happened over 5 years ago if they think your partner has 'defrauded creditors
Staying in the UK on a visa without your partner
that you’d have to return to - this means you need to have no social, cultural or family ties with that country Any time you’ve spent in prison won’t count towards the above amounts
Your right not to be tortured or treated in an inhuman way
: serious physical or mental abuse inhuman detention conditions - for example, in police cells, mental health hospitals or in prison use of excessive force on patients or detainees serious neglect