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Problem with a car repair
don’t know about the scheme, so you may need to talk to a manager. If you paid by credit card and the repair cost more than £100, it may be easier to tell your bank you want to ‘make a section 75
Stop your energy supplier moving you to prepayment
statements payslips debit and credit card statements and bills receipts for things you pay for in cash Use the budget on the National Debtline website. You’ll create a document that you can keep. Make sure
Paying back a Housing Benefit overpayment
. Paying from other benefits The council can’t take money from: tax credits Child Benefit Guardian's Allowance They can take money from any other benefit to pay back the Housing Benefit overpayment
Registering a civil partnership
a civil partnership. This will be the case, for example, when working out your entitlement to welfare benefits and tax credits. Who can register a civil partnership You and your partner can register
Getting financial advice
advisers must have the following: Level 4 or above of the national Qualifications and Credit Framework a Statement of Professional Standing (SPS). This means they have signed up to a code of ethics
Help dealing with mortgage debts
. Pay your mortgage arrears before other debts Mortgage arrears are a ‘priority debt’ - this means you need to pay them before other debts like credit cards. If you have more than one debt, you can
Dividing up money and belongings when you separate
all your belongings. It might be quicker just to include things over £500, or things you really want to keep. You’ll also need to include any debts you have, like a bank overdraft, credit card debts
What to do after a death
still be able to get benefits like Child Benefit and Child Tax Credit for eight weeks after the death of the baby. Find out what happens to your Child Benefit when your baby dies on GOV.UK. Find out what
Check how you’ve been discriminated against
- for example, not offering credit cards to people who are retired having insurance premiums based on age - for example, higher car insurance premiums for older and younger people A business can only
Discrimination because of sexual orientation
of the club. Financial services Banks, building societies and other financial service providers are not allowed to refuse you a loan, grant, credit or other financial services because of your sexual