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  • Credit brokers explained

    Explains what a credit broker is and when they are properly authorised to act.

  • Tax credit overpayments

    Tax credit overpayments If HMRC says you’ve had a tax credits overpayment Paying back a working or child tax credits overpayment Disputing paying back a working or child tax credits overpayment

  • Credit agreements and creditors

    Consumer template letters for credit agreements and creditors. Use our template letters for help writing a letter for credit agreements or creditors.

  • What is Universal Credit?

    What is Universal Credit and how it works - including how it's different from other benefits and what other benefits you can claim at the same time.

  • Claim back credit

    Information about claiming back credit from your energy supply. Check if your previous energy supplier owes you money and claiming back credit.

  • Payment of benefits and tax credits

    Check how benefits and tax credits are paid - usually by direct credit transfer into bank, building society or Post Office card accounts. Find out about the Payment Exception Service if you can't use an account.

  • Extra money and help if you get Universal Credit

    Find out about extra money and help you can get because you receive Universal Credit. You can also check what other benefits and support you can apply for.

  • Living together and marriage - legal differences

    Differences between how the law treats married and cohabiting couples including financial matters, responsibility for children and housing