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• Bailiffs

  Find out how to deal with bailiffs and complain if you’ve been mistreated

• No money to pay creditors - letter

  Letter for when you have no money available to offer to your non-priority creditors

• No money to pay creditors - joint letter

  Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance

• If you want to sell your home and rent it back

  Check the risks of using sale and rent back schemes and the rules firms must follow

• If your circumstances change during your IVA

  Find out what to do if your circumstances change during your IVA, like your income goes up

• Paying towards your debts after you go bankrupt

  While you’re bankrupt, you might be asked to make payments towards your debts if you have money left over after you’ve paid for the things you need. Find out more.

• If you're struggling with your IVA payments

  Check what to do if you're struggling with your individual voluntary arrangement (IVA) payments

• Administration orders

  Overview and content list for administration orders. Read our advice about if it's right for you and problems with an administration order

• Creditor trying to make you bankrupt

  You shouldn't ignore a statutory demand. Find out what to do if you get a statutory demand from someone who is trying to make you bankrupt

• Check if you can complain about mis-sold PPI

  Find out if you’ve had payment protection insurance (PPI) and if you can get your money back - it might have been added without telling you