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  • Choosing a debt management plan provider

    How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct

  • Guidelines for using the letter templates

    Guide on using sample letters to creditors. We've created a set of letter templates which you can use to write to your non-priority creditors

  • Paying towards your debts after you go bankrupt

    While you’re bankrupt, you might be asked to make payments towards your debts if you have money left over after you’ve paid for the things you need. Find out more

  • How much pension you'll need

    Advice on planning for financial commitments in retirement and saving for a pension

  • Discharge from bankruptcy

    Explains when and how you are discharged from bankruptcy, and what happens to your debts and belongings of value afterwards

  • Payment of benefits and tax credits

    Check how benefits and tax credits are paid - usually by direct credit transfer into bank, building society or Post Office card accounts. Find out about the Payment Exception Service if you can't use an account

  • Check how much Universal Credit you'll get

    Work out how much Universal Credit you’ll get each month, including which elements you’re entitled to and how your income and savings affect your payment

  • Selling a home

    Get information on the process of selling your home. Check how to deal with estate agents, using solicitors, exchanging contracts and completion