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  • Getting the best credit deal

    Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments.

  • Check if your child can get a permanent right to live in the UK

    Check if your child can get indefinite leave to live in the UK, including the rules about your income

  • Pension Credit appeals

    Overview and content list for pension credit appeals. Get help If the Pension Service says you've had a pension credit overpayment and challenging a decision.

  • Claim back credit

    Information about claiming back credit from your energy supply. Check if your previous energy supplier owes you money and claiming back credit.

  • Claiming Universal Credit

    Get help and advice on claiming universal credit. We offer help with applying, reapplying, going for your interview and how to get an advanced payment.

  • Credit agreements and creditors

    Consumer template letters for credit agreements and creditors. Use our template letters for help writing a letter for credit agreements or creditors.

  • Debt relief orders - what you need to know

    Explains how much it will cost to apply for a debt relief order, where and how to pay, and whether there is help available to pay the fee

  • Making a plan to pay your debts

    Work out what you can afford and make a plan for paying debts like credit cards, store cards and payday loans.