Search

• No money to pay creditors - letter

  Letter for when you have no money available to offer to your non-priority creditors

• No money to pay creditors - joint letter

  Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance

• If you want to sell your home and rent it back

  Check the risks of using sale and rent back schemes and the rules firms must follow

• If your circumstances change during your IVA

  Find out what to do if your circumstances change during your IVA, like your income goes up

• Bailiffs

  Find out how to deal with bailiffs and complain if you’ve been mistreated

• If you're struggling with your IVA payments

  Check what to do if you're struggling with your individual voluntary arrangement (IVA) payments

• Check if you can complain about mis-sold PPI

  Find out if you’ve had payment protection insurance (PPI) and if you can get your money back - it might have been added without telling you

• Administration orders

  Overview and content list for administration orders. Read our advice about if it's right for you and problems with an administration order.

• Paying a court fine

  What happens if you don’t pay a court fine in time, including how to ask for more time to pay, and what to do if you can’t afford to pay

• Check if an IVA is right for you

  Check these steps to help you decide if an individual voluntary arrangement (IVA) is the best way to deal with your debt problems.