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Paying towards your debts after you go bankrupt
While you’re bankrupt, you might be asked to make payments towards your debts if you have money left over after you’ve paid for the things you need. Find out more
How to apply for an IVA
Find out how to apply for an individual voluntary arrangement (IVA). Before you start, make sure an IVA is the right debt solution for you
Creditors still contacting you - debt relief orders
Explains what to do if you are being chased for a debt covered by your debt relief order and the situations in which creditors are still allowed to contact you while the order is in place
Struggling to pay - administration orders
Action you can take if a change in circumstances makes it difficult to repay your administration order. Covers what creditors might do if you miss payments, review hearings and revoking the order
Debt remedy tool
An online debt remedy tool from the debt advice charity StepChange Debt Charity to help you work out your options if you are in debt
Challenging a Pension Credit decision - mandatory reconsideration
How to challenge a Pension Credit decision and apply for mandatory reconsideration
Payday loans - making a complaint
How to complain to a payday loan lender, the Financial Ombudsman Service or a trade association about a payday lender that has not followed the Good Practice Customer Charter and the Financial Conduct Authority (FCA) rules
Hire purchase and conditional sale
Information about how hire purchase and conditional sale agreements work, the right to end a hire purchase agreement and what happens if the buyer is unable to pay
Universal Credit payments if you're self-employed
Find out how your self-employed Universal Credit payments work, including how the DWP calculates your payments based on your income floor
How an administration order is managed over time
Explains how an administration order is managed, including how payments work, reviews and what happens when the order ends