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  • Credit Union loans

    Information about credit unions, how credit union loans work and how to find a local provider.

  • Working and child tax credits

    Check what to do if you have a problem with your working or child tax credits. Check how to challenge an overpayment decision.

  • Challenge a tax credits decision

    Challenge a tax credits decision Appealing a tax credits decision at a tribunal Challenging a working or child tax credits decision - mandatory reconsideration

  • Payment of benefits and tax credits

    Check how benefits and tax credits are paid - usually by direct credit transfer into bank, building society or Post Office card accounts. Find out about the Payment Exception Service if you can't use an account.

  • Home credit (Doorstep loans)

    Information about what home credit is, checking whether a home credit lender is licensed and how to compare home credit loans products.

  • How credit cards work

    Information about what credit cards are, how they work, credit limits, interest-free periods and statements.

  • Getting the best credit deal

    Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments.

  • Choosing and applying for a credit card

    Information on what to look out for when choosing and applying for a credit card.