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• Ask creditors to hold off

  Ask creditors to hold off Ask non-priority creditors to hold off - holding letter Ask non-priority creditors to hold off - joint holding letter

• Changing to a water meter

  Your right to have a water meter installed and the pros and cons of switching to a meter and be charged for actual water usage compared to being charged based on the rateable value of the property

• Buying or repairing a car

  Information about buying or repairing a car. Get help if you have problems with a used car or repairing a car, if the car you bought is hire purchase and more

• Going to court as a witness

  Get advice on giving evidence in court as a witness or a victim including where to get help and support

• Ending a private tenancy

  Ending a private tenancy If you want to end your private tenancy

• Credit agreements and creditors

  Consumer template letters for credit agreements and creditors. Use our template letters for help writing a letter for credit agreements or creditors

• Appealing an ESA decision

  Find out how to appeal an ESA decision. Before you can appeal a decision made by the DWP, you might need to ask for a mandatory reconsideration

• Partners and bankruptcy

  Overview and content list for partners and bankruptcy. Read about joint debts and belongings if your partner is bankrupt and if your home is at risk