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• Moving from other benefits

  Universal Credit is replacing 6 ‘legacy benefits’. Find out how moving to Universal Credit will affect you if you're already getting other benefits

• If you're sick or disabled

  Information about Universal Credit if you're sick or disabled. Get help and advice about getting UC, filling in the form and going to your assessment

• No money to pay creditors

  No money to pay creditors No money to pay non-priority creditors - letter No money to pay non-priority creditors - joint letter

• Nearing retirement

  Overview and content list for nearing retirement. Read our advice about preparing your finances for retirement and what you can do with your pension pot

• Ask creditors to hold off

  Ask creditors to hold off Ask non-priority creditors to hold off - holding letter Ask non-priority creditors to hold off - joint holding letter

• Make an offer to creditors

  Make an offer to creditors Make an offer to non-priority creditors - letter Make an offer to non-priority creditors - joint letter

• Child Benefit appeals

  Overview and content list for child benefit appeals. Get help appealing a decision at tribunal and asking for mandatory reconsideration

• Disciplinary meetings

  Overview and content list for disciplinary meetings at work. Get help dealing with disciplinary action at work and information about the process