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No money to pay creditors - letter
Letter for when you have no money available to offer to your non-priority creditors
No money to pay creditors - joint letter
Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance
If there are pests or vermin in your rented home
Check if your landlord is responsible for dealing with infestations. Check if the council can help with mice and rat problems
Selling a home
Get information on the process of selling your home. Check how to deal with estate agents, using solicitors, exchanging contracts and completion
If you’re having problems with your smart meter
Check what to do if you think your smart meter isn't working properly or your energy supplier isn't getting your readings
Workplace pensions
Types of pensions provided by employers including occupational, personal and stakeholder pensions and what happens when you change jobs
Getting a visa for your adult family member to join you in the UK
Check who can apply for a visa as an adult dependant, including the rules about your income
Challenging an eviction with discrimination law
Find out how you can defend your eviction by telling the court about discrimination from your landlord
Check if a change affects your SMI
Find out if a change you report about your benefits also affects your support for mortgage interest (SMI
Getting a smart meter installed
What smart meters are, when you can get one installed, whether you can refuse a smart meter, smart meter specifications and how to save money with a smart meter