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  • Debt management plans

    Overview and content list for debt management plans. Read our advice about getting a debt management plan, while one is in place and making a complaint

  • Complain about PPI commission

    Find out when you can get money back on your PPI if it wasn’t mis-sold

  • Check if an IVA is right for you

    Check these steps to help you decide if an individual voluntary arrangement (IVA) is the best way to deal with your debt problems

  • Getting help with home improvements

    Check the types of grants and loans you can get to make improvements in your home - including the disabled facilities grant

  • Challenging a rent increase

    Find out if you can challenge your section 13 rent increase for free at a tribunal and check what evidence you need to send with your application

  • Buying a used car

    What checks to make when buying a used car, how to negotiate a deal, different payment options

  • Paying a court fine

    What happens if you don’t pay a court fine in time, including how to ask for more time to pay, and what to do if you can’t afford to pay

  • Can you get bankruptcy cancelled?

    Find out when you can apply to have a bankruptcy cancelled (annulled) and how to do