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Consumer
Get advice on your consumer rights, including complaints and trading standards
Credit rating - impact of debt relief order
Explains that a debt relief order must be noted in your credit reference file and how it affects your credit rating, making it hard to get credit in future
Making a claim on your insurance policy
Deciding whether to make an insurance claim, how to make a claim and what to do if someone claims against you
If you're being harassed or bullied at work
Find out if you can take action about bullying or harassment from someone at work
Rules debt management plan providers must follow
Explains the rules, set by the Financial Conduct Authority, that all debt management plan providers must follow
Avoiding creditors making you bankrupt
Lists actions you can take to avoid being made bankrupt by someone you owe money
Collecting information about your debts
Collect information about your debts and check how to contact your creditor
Check if a room counts as an extra bedroom for Housing Benefit
Find out how the council decide if you have a spare room in your council home, and when they can reduce your Housing Benefit - sometimes called the ‘bedroom tax
Dealing with your business energy bills
Get advice about what to do if your small business is in debt to your energy supplier or you're having problems affording your bills
If your ex-partner has left your home
Find out your rights to stay in your home if your ex has left - and what to do if they try to come back