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  • Cancel something you bought on hire purchase

    Returning something you bought on hire purchase or conditional sale. How to cancel the agreement and what you’ll owe

  • Buying and selling a home

    Buying and selling a home Buying a home Calculate your monthly mortgage payments Selling a home Problems with buying and selling a home Problems with selling your home - delayed completion and lease

  • If you've been sanctioned

    Get help if you've been sanctioned while on universal credit. We have advice on how to check your sanction and challenging it, and how to get hardship payment

  • Getting travel insurance

    What you need to think about before you take out a travel insurance policy

  • While you're on an IVA

    Overview and content list for while you're on an IVA. Get information about if your circumstances change and if creditors are still contacting you

  • Choosing a debt management plan provider

    How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct

  • Stopping bailiffs if you don't owe the debt

    Check how to stop bailiffs visiting you if you don’t owe a debt, find out how to prove you don’t owe the debt and how to complain if the bailiffs still say you owe the money

  • Cancelling your debt management plan

    Reasons why you might want to cancel your debt management plan and things to consider before doing so, including how you will deal with your debts instead and whether you will get a refund of fees