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Bankruptcy
Overview and content list for bankruptcy. Read our advice on before you go bankrupt, how it affects you and the rules of going bankrupt. Find out more
Request to write off a debt - letter
Letter for when you can't make an offer of repayment and your circumstances are not going to improve
Request to write off a joint debt - letter
Letter for when you can't make an offer of repayment on a joint debt and your circumstances are not going to improve
Changing a court order for debt
Information about changing or cancelling county court judgments (CCJ
Debt has increased since debt management plan
Explains what to do if your overall debt increases even though a debt management plan is in place, including asking for interest to be frozen, increasing payments and considering alternative debt solutions
Writing off some of your debt if you apply for an administration order
Tells you how to ask for a composition order, as part of an administration order, to get part of your debt written off
Administration order court hearing
Explains why you might have to attend a court hearing in the process of applying for an application order and what happens at the hearing
Can your debt relief order be stopped?
Explains the circumstances in which the Official Receiver can stop (revoke) your debt relief order and how to challenge their decision
What happens at the end of a debt relief order
How to check the date your debt relief order ends and get evidence from the Insolvency Service to prove it has ended
How bailiffs should treat you if you're vulnerable
Find out how bailiffs should treat you if you’re ‘vulnerable’ - including if you’re disabled, if you have a mental health problem or if you have young children