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• Check how bankruptcy affects your money and bills

  to court for an order to let you keep your pension. The rules are complicated - it's a good idea to get advice before going bankrupt or soon after.​​ If you're not receiving income from your pension

• Cancelling building or decorating work

  be able to help you in your negotiations. If those negotiations are unsuccessful you could try an alternative dispute resolution (ADR) scheme - a way of solving disagreements without going to court

• Changing your claimant commitment

  your work coach if you: have a family emergency need to go to a funeral need time off because your partner or child has died have a disruption to your childcare and you can’t rearrange it are in court

• Challenging a working or child tax credits decision - mandatory reconsideration

  as an ‘official error’. This includes if HMRC: made a mistake when calculating your tax credits overlooked a piece of evidence you sent them misunderstood some evidence you sent got a fact or point of law

• Check if you can get Working Tax Credits

  a joint claim. HMRC treats you as a couple unless you’re either: divorced legally separated under a court order permanently separated - ie you don't plan to get back together How much you’ll get is based

• Workplace pensions

  fund, to give you a decent standard of living. Your employer has to offer a workplace pension scheme by law. They have to automatically enrol anyone who’s eligible - this is called automatic enrolment

• Check if you can increase your income

  include: things required by law, such as tax, national insurance and student loan repayments things you've agreed to, such as pension contributions money taken to pay a creditor directly Check when your

• Check if you can get child tax credits

  you’re either: divorced legally separated under a court order permanently separated - ie you don’t plan to get back together Check if you can get other benefits If you can get child tax credits you might

• Check if your immigration status lets you get benefits and help with housing

  ‘indefinite leave’ In rare cases, the Home Office might take you to court or end your visa early. If you’re worried that you’ve claimed public funds when you weren’t allowed to, talk to an adviser

• Getting a permanent right to live in the UK if you have a family visa

  for indefinite leave. The test asks questions about UK laws and the legal system, working and other details of life in the UK.  You can do the test any time before you apply. You only need to take a test