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Action your creditor can take
Overview and content list for action your creditor can take. Find out what action your creditor can take, including what to do If you're being taken to court
Credit rating - impact of debt relief order
Explains that a debt relief order must be noted in your credit reference file and how it affects your credit rating, making it hard to get credit in future
Rent and mortgage arrears - administration orders
Lists the types of debts which can be included in an administration order, those that can't (and what to do about them), the limit on the amount of debt and whether to include joint debts
Problem with building work, decorating or home improvements
What to do if you're not happy with building or home improvement work, what your rights are, what to say to the trader, how to take further action, where to get more help
Letter to complain about faulty goods bought from a company before 1 October 2015
Letter to complain about faulty goods and ask for a repair, replacement or refund - for things you bought before 1 October 2015
Top tips for borrowing
Top tips for borrowing money, taking out a loan or using a credit card.
Legal system
Overview and content list for legal system. Get help and advice on the legal system, going to court as a witness and small claims
Debt relief restrictions orders
Explains why you might have a debt relief restrictions order (DRRO) made against you if you did something against the rules when you applied for your DRO, or while the DRO is in force