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Holding letter - ask creditors to hold off
Letter to ask creditors to hold off for a short period while you work out your budget or get advice
If your creditors are still contacting you
Check what to do if creditors are still contacting you about debts covered by your individual voluntary arrangement (IVA
No money to pay creditors - joint letter
Joint letter template for when you have no money available to offer to your non-priority creditors. This template is to be used for guidance
Offer to non-priority creditor - letter
Letter for when you have some money available to offer your non-priority creditors
Deciding what to do about housing discrimination
Find out what you can do to solve your problem and get everything ready before you take action
Asking for reasonable adjustments if you’re disabled
If you’re finding it hard to access something, you can ask for changes called ‘reasonable adjustments’. Find out how to ask for reasonable adjustments
Offer to non-priority creditor - joint letter
Joint letter template to offer money to non-priority creditors. Use this letter when you have some money available and need assistance putting it in writing
Gathering evidence about discrimination at work
Get the facts and evidence to help you take action about discrimination at work