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Making a plan to pay your debts
Work out what you can afford and make a plan for paying debts like credit cards, store cards and payday loans
Mortgages and secured loans
Information about mortgages and secured loans, including Islamic mortgages. Also covers credit brokers and the charges made for their services
How to get a debt management plan
Things to think about before you set up a debt management plan. Read about the steps you should follow to get a debt management plan
Extra money and help PIP entitles you to
Find out what extra help you can get for Council Tax, Road Tax bills or travel support such as a Blue Badge when you claim Personal Independence Allowance (PIP
If there's a leak from a neighbouring flat
When a landlord is responsible for repairing water damage caused by leaks or floods from a neighbouring property, repeated leaks, and what you can do about damaged belongings
Misled by a debt management plan provider
How to complain about a debt management plan provider if they have misled you in their marketing, advertising or promotion, or made other misleading claims
Student housing - ending your agreement in halls
Explains the rules about ending your tenancy or licence agreement when living in university halls of residence. Covers fixed term and periodic agreements, leaving before the agreement ends and getting your deposit back
Joint debts and belongings if your partner is bankrupt
Explains what happens to any joint debts taken out with your partner, if they go bankrupt
If a problem with National Insurance is affecting your benefits
What to do if you can’t find your National Insurance number or if you think your National Insurance record is wrong and it’s affecting the benefits you can claim