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• Get ready for your Pension Wise appointment

  Get ready for your Pension Wise appointment This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales Pension Wise can help you

• Preparing your finances for retirement

  Preparing your finances for retirement This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales Get help with Pension Wise Pension

• Pensions - income drawdown

  can decide whether it's the right choice for you. Get help with Pension Wise Pension Wise is a free and impartial service to help you understand what your pension options are. You can find out more

• Pensions

  Pensions Types of pension Starting a pension Nearing retirement Get ready for your Pension Wise appointment

• What you can do with your pension pot

  What you can do with your pension pot This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales Get help with Pension Wise Pension

• Workplace pensions

  Workplace pensions This advice applies to Scotland. See advice for See advice for England, See advice for Northern Ireland, See advice for Wales Get help with Pension Wise If you're approaching

• Get advice

  each month. You can find more information about how to get advice on the Money Talk Team website. Defined contribution pensions  You can get advice from Pension Wise by phone or in person if you

• Debt and money

  – distance sales Pensions Types of pension Starting a pension Nearing retirement Get ready for your Pension Wise appointment Getting financial advice Getting financial advice Template letters to creditors

• Check if you can increase your income

  from Pension Wise. They’ll explain the different options so you can decide which is best for you. Next steps Check if you can reduce your regular living costs Check your options for getting out of debt Page last reviewed on 22 February 2019

• Get help with the cost of living

  could affect your claim. You can get free guidance on your pension options from Pension Wise. They’ll explain the different options so you can decide which is best for you. You should also get