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• Credit agreements and creditors

  Consumer template letters for credit agreements and creditors. Use our template letters for help writing a letter for credit agreements or creditors.

• Paying back an Income Support overpayment

  Find out the different ways you can pay back an Income Support overpayment, including in instalments

• Funeral Support Payment

  Funeral Support Payment is a Scottish benefit to help with the costs of a funeral for people on certain low-income qualifying benefits. Information covers when and how to apply, what the payment should be, and what you can't claim

• Scottish Adult Disability Living Allowance

  Scottish Adult Disability Living Allowance (DLA) is a benefit for disabled adults who live in Scotland. It’s to help with the extra costs of being disabled or having a long-term health condition

• Check your employment status

  Find out what your employment status is so you can understand how it affects your rights

• Getting the best credit deal

  Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments.

• Choosing and applying for a credit card

  Information on what to look out for when choosing and applying for a credit card.

• While you're on Universal Credit

  Overview and content list for while you're on Universal Credit. Check how much you can get, reporting self-employed earnings and getting a budgeting advance.

• Cancelling a loan or credit agreement

  Find out if your credit agreement is covered by the Consumer Credit Act 1974 and your rights if you want to cancel it.

• Credit and debt fact sheets

  Fact sheets covering debt and credit issues