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Chat with us online about debt
You can talk about your debt issue with a trained adviser online. We’ll try to help you solve your problem or make good progress towards it. In some cases, we might need to send you to your local
How to get a debt relief order
How to get a debt relief order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've decided you want to apply
Debt relief order application refused
Debt relief order application refused This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales This page explains why your debt
Help dealing with mortgage debts
Help dealing with mortgage debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you’ve been struggling to keep up
Start dealing with your debts
Start dealing with your debts Collecting information about your debts Check if you have to pay a debt Work out which debts to deal with first Check if you can increase your income Reducing your regular outgoings Check your options for getting out of debt Making a plan to pay your debts
Check your options for getting out of debt
Check your options for getting out of debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you have lots of debts
Stopping bailiffs if you don't owe the debt
Stopping bailiffs if you don't owe the debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've got a letter from
Letter for repaying debt to your energy supplier
Letter for repaying debt to your energy supplier This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're having
Request to write off a joint debt - letter
Request to write off a joint debt - letter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you are unable to pay your
Struggling to pay your debt management plan
Struggling to pay your debt management plan This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You may find you're