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If your creditors are still contacting you
contact your insolvency practitioner if they have any queries. This applies whether you're being chased by a debt collector on behalf of your creditor or directly from your creditor. Your creditors
Check what fees bailiffs can charge
agents') can charge fees for collecting your debt. They can charge you for writing to you and visiting you, as well as some of their expenses, for example court fees. They have to give you a written
Creditor takes money from your bank account
court action against you for a debt, they may have got a county court judgment (CCJ) or other court order against you. A court order means you have to pay the money back, either in instalments
Debt relief orders - what you need to know
Debt relief orders - what you need to know This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales A debt relief order (DRO
What happens when a debt relief order is made?
What happens when a debt relief order is made? This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales When a debt relief order
Your debt management plan provider has closed
Your debt management plan provider has closed This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Debt management plan
If you’re struggling to pay your credit card
get your credit card debts under control. If you have other debts Before you deal with your credit card debts, check if any of your other debts are more serious - these are called 'priority debts
Writing off some of your debt if you apply for an administration order
Writing off some of your debt if you apply for an administration order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales
Creditors still contacting you - debt management plans
Creditors still contacting you - debt management plans This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've got
Your circumstances have changed - debt relief orders
Your circumstances have changed - debt relief orders This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The decision