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• Understanding your tenancy agreement

  The tenancy agreement is a contract between you and your landlord. It may be written or verbal. The tenancy agreement gives certain rights to both you and your landlord. For example, your right to occupy the accommodation and your landlord’s right to receive rent for letting the accommodation. You and...

• Dividing up money and belongings when you separate

  Dividing up money and belongings when you separate This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales When you separate, you’ll need to think about how to divide your money and belongings. Two of the biggest decisions you’re...

• Challenging what the CMS says you should get

  Challenging what the CMS says you should get This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The Child Maintenance Service (CMS) will write to tell you how much maintenance you should get. If you’re not sure how...

• Get help with the cost of living

  Get help with the cost of living This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you don’t have enough money to live on, you might be able to get help to afford essentials like bills and...

• Applying for Universal Credit

  Applying for Universal Credit This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you haven’t already, you should check you’re eligible for Universal Credit. If you're already on benefits, you should check if you need to move on...

• Going to your Universal Credit medical assessment

  Going to your Universal Credit medical assessment This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you can’t work because you’re sick or disabled, you’ll usually have a medical assessment to check if your Universal Credit should...

• Check your options for getting out of debt

  Check your options for getting out of debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you have lots of debts and are struggling to pay, there are things you can do to help you get...

• Challenging what the CMS says you should pay

  Challenging what the CMS says you should pay This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales The Child Maintenance Service (CMS) will write to tell you how much maintenance you should pay. If you’re not sure how...

• Buying a home

  Mortgage calculator Use the mortgage calculator to work out how much your monthly mortgage payments could be now, and if interest rates rise. Use the mortgage calculator How much can you afford The first thing you need to do is decide how much you can afford. You will need to...

• Domestic abuse

  Domestic abuse This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Domestic abuse is behaviour from a family member, partner or ex-partner. It can happen to people of all genders. It can include: physical or sexual abuse violent...