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• Check your options for getting out of debt

  Check your options for getting out of debt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you have lots of debts and are struggling to pay, there are things you can do to help you get...

• Can you get bankruptcy cancelled?

  Can you get bankruptcy cancelled? This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales In some situations, you can apply to cancel your bankruptcy. You'll need to apply to the court where you were originally made bankrupt. Cancelling...

• If your circumstances change during your IVA

  If your circumstances change during your IVA This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You have to tell your insolvency practitioner if your personal circumstances change. It’s a breach of your agreement if you don’t tell...

• Before you start an IVA

  Before you start an IVA Check what an IVA is Check if an IVA is right for you How to apply for an IVA

• Creditor has sent a statutory demand - bankruptcy

  Creditor has sent a statutory demand - bankruptcy This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If a creditor wants to make you bankrupt, they have to follow a certain process. Often, this will start with sending...

• Check if you can complain about mis-sold PPI

  Check if you can complain about mis-sold PPI This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've had a loan or bought something on credit, it’s worth checking if you had payment protection insurance (PPI) -...

• Debt and money

  Debt and money Get help with the cost of living Get help with the cost of living Get help with costs if you have a child or you’re pregnant Help with debt Start dealing with your debts Dealing with urgent debts Using a food bank Using a food bank Debt...

• Can your debt relief order be stopped?

  Can your debt relief order be stopped? This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales In certain situations a debt relief order (DRO) can be stopped (revoked). If this happens to you, you'll have to find another...

• Deciding if you should apply for SMI

  Deciding if you should apply for SMI This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Support for mortgage interest (SMI) is a loan from the Department of Work and Pensions (DWP) to help pay towards the interest...

• Avoiding creditors making you bankrupt

  Avoiding creditors making you bankrupt This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're worried the people you owe money to might try to make you bankrupt, or a creditor has threatened you with bankruptcy, you...