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• Claim back credit

  Claim back credit Check if your previous energy supplier owes you money Claim back credit from your energy supplier

• Renewing your working and child tax credits

  deadline, this is a ‘migration notice’. You should claim Universal Credit by the deadline in the migration notice. Your old benefits will stop after the deadline. You might miss out on some money if you

• Pensions - income drawdown

  beneficiaries can either draw money from the pension as an income, or take the fund as a lump sum. Both options will be taxed. These changes apply to payments made on or after 6 April 2015, rather

• Stop getting nuisance calls and texts

  for money to register, it’s a scam - find out how to report a scam. If you want to prevent third parties contacting you To try to prevent the problem happening again you should always check any forms

• Preparing your finances for retirement

  investments designed to con you out of your money. They are often extremely convincing and anyone can be caught out. You can find out about pension scams on the MoneyHelper website. Get help with Pension Wise

• Paying back a Housing Benefit overpayment

  a Housing Benefit overpayment, the council will usually ask you to pay it back in regular amounts. For example, they might reduce your Housing Benefit until they’ve got the extra money back. Paying back

• Payday loans

  than the website name when checking - it'll usually be on their homepage. When you apply for a loan, before lending you any money, a lender should check whether you’ll be able to pay it back. This means

• Dealing with your small business energy bills

  details don’t use any contact details from the possible scam You can check if something is a scam. Check if you can save money by switching energy supplier You can shop around for a better deal as long

• Paying back an Income Support overpayment

  overpayment you must pay back, you should deal with it as soon as possible. While having to pay back money can be worrying, there are lots of ways to pay the Department for Work and Pensions (DWP

• Getting your money back if you paid by card or PayPal

  Getting your money back if you paid by card or PayPal This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales There are steps you