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427 results found for universal credit
Debt management plan fees too high
providers have to follow in the FCA Consumer Credit Sourcebook on the FCA website at www.fca.org.uk. Help us improve our website Take 3 minutes to tell us if you found what you needed on our website. Your
Q12: making decisions about money
, for example utility bills, credit card bills budgeting for bigger things, such as a TV or sofa It’s about the decisions you need to make rather than whether you can physically get money out of a purse
Problem with an app, software or download
or credit card, there’s another way to get your money back. Contact your bank and say you want to use the ‘chargeback’ scheme. Many bank staff don’t know about the scheme, so you may need to talk
Dealing with the financial affairs of someone who has died
or jewellery. If the person who died owes money to other people, for example, on a credit card, for fuel, for rent or a mortgage, this comes out of the estate. The estate of the person who has died is usually
If you think you’ve been charged too much for your energy
supplier has increased your direct debit payments. If your bill says you’re ‘in credit’, it means your supplier owes you money. Find out how to claim back credit from your energy supplier. If your bill
Deciding what to do when you separate
need to include any debts you share, like credit cards or loans. Find out how to divide your money and belongings when you separate. If you don’t think you’ll have enough money If you’re married
Services provided by a public authority - complaining about discrimination
about human rights Next steps Taking legal action against a public authority Complaining about benefits and tax credits Help with tax problems If you need more help Other useful information Equality
Check if going bankrupt is right for you
the wrong information so you could get credit You can still go bankrupt if you’ve done these things, but you might have to follow the bankruptcy restrictions for longer. Check the rules about what you did
What happens when a debt relief order is made
period During the DRO period there are certain things you won't be able to do. These are called restrictions and include: getting credit for £500 or more without telling the lender you have a DRO
Problems with selling your home - delayed completion and lease options contracts
checking that you're getting all the welfare benefits and tax credits you're entitled to. How to sort out your mortgage problems Help with debt Budgeting If you're considering one of these schemes