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• Holding letter - ask creditors to hold off

  Holding letter - ask creditors to hold off This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can use this letter to ask creditors to hold off for a short period while you work out your budget...

• Holding letter for joint account - ask creditors to hold off

  Holding letter for joint account - ask creditors to hold off This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can use this letter to ask creditors to hold off for a short period while you work...

• If you get a ‘section 21’ eviction notice

  If you get a section 21 notice, it’s the first step your landlord has to take to make you leave your home. You won’t have to leave your home straight away. If your section 21 notice is valid, your landlord will need to go to court to evict you. You might...

• Check if your agency is paying you the right amount

  As an agency worker, you should get: at least the national minimum wage  (NMW) - check the national minimum wage at least 5.6 weeks’ paid holiday each year - check how much paid holiday you should get statutory sick pay - check how much sick pay you can get statutory...

• Proving your right to live in the UK with the Windrush scheme

  Proving your right to live in the UK with the Windrush scheme This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If the UK has been your home for a long time but you don't have an immigration document...

• Paying for sewerage

  Paying for sewerage This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales This page explains how you are charged for public sewerage services. What are sewerage charges? If you pay for public sewerage, the charges are usually included...

• Help with paying your water bills

  Help with paying your water bills This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're struggling to pay your water bills and you haven’t got a water meter, check whether having one installed will save you...

• Credit rating - impact of debt relief order

  Credit rating - impact of debt relief order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've got a debt relief order (DRO) or have had one in the past, it will affect your credit rating....

• How to get a debt relief order

  How to get a debt relief order This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you've decided you want to apply for a debt relief order (DRO) you'll need to find a DRO adviser to make...

• Cancelling an insurance policy

  Cancelling an insurance policy This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Insurance gives you extra protection if things go wrong. However, you may decide that you no longer want or need your insurance policy. This page...