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• Getting money after your sick pay runs out

  If you’re too unwell to go back to work when statutory sick pay (SSP) ends you might be able to: get benefits use your holiday pay to cover the time you’re off sick Check what benefits you can get If you have a long-term illness, you might be able to...

• Check how council tax works and if you have to pay

  Council tax is a system of local taxation collected by local councils - it's a tax on domestic property. Some property is exempt from council tax. Some people don't have to pay council tax and some people get a discount. Valuation bands All homes are given a council tax valuation...

• Grants and benefits to help you pay your energy bills

  Grants and benefits to help you pay your energy bills This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales Talk to an energy adviser Call our consumer helpline on 0808 223 1133. Lines are open Monday to Friday,...

• Letter for repaying debt to your energy supplier

  Letter for repaying debt to your energy supplier This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're having problems paying debt on your energy bill, you can negotiate a more affordable rate with your energy supplier...

• Local authority help with repairs - statutory nuisance

  If your landlord has failed to do repair work, the local authority may be able to force them to take action. The local authority can do this if their failure to make repairs is a statutory nuisance. This means that your home is in such a state that it's harmful...

• Ending a hire purchase or a conditional sale agreement - letter

  Ending a hire purchase or a conditional sale agreement - letter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can use this letter to end a hire purchase or conditional sale agreement. You might need to...

• Selling your property to help pay off your mortgage debts

  Selling your property to help pay off your mortgage debts This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you're struggling to pay your mortgage, you might be thinking about selling your property. This would give you...

• Negotiating with your water company to pay back what you owe

  Negotiating with your water company to pay back what you owe This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you owe money on your water bills, you should talk to your water company and come to...

• Ending a joint hire purchase or a conditional sale agreement - letter

  Ending a joint hire purchase or a conditional sale agreement - letter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales You can use this letter to end a hire purchase or conditional sale agreement. You might need...

• Request to write off a joint debt - letter

  Request to write off a joint debt - letter This advice applies to England. See advice for See advice for Northern Ireland, See advice for Scotland, See advice for Wales If you are unable to pay your debts, you should contact your creditor to let them know and see if...