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How to get a debt relief order
. This will include working out your income and outgoings, and adding up all your debts and assets. Your assets are any savings you have or things of value you own. It's important to be honest and give your DRO
Check if you can claim ESA
£16,000 in savings you must not be 'subject to immigration control' – check if you’re subject to immigration control if you live with a partner, they must work less than 24 hours each week If you live
Joint debts and belongings if your partner is bankrupt
is declared bankrupt, you'll generally be able to keep your own belongings, called assets. These include things like: your wages or salary from your job your own savings goods that are owned entirely
Credit Union loans
members pool their savings to provide each other with credit at a low interest rate. To be part of a credit union you have to share a common bond with other members. This is something you all have
Working tax credits - how much you can get
won’t know exactly how much you’ll get in tax credits until HMRC processes your claim. This can take up to 5 weeks from when you make your claim. How much you’ll get depends on your income and savings
Preparing your paperwork - administration order
should give them but it's likely to include: proof of your income, such as payslips, benefits letters or recent bank statements proof of savings such as bank statements details of your mortgage or rent
Creditor takes money from your bank account
out if you've got savings or are expecting a pay out, your creditor can get details of your bank accounts and other financial circumstances. To do this they can apply to the court for an order
If the DWP says you've had an Income Support overpayment
, if they think: you live with a partner when you don’t you’re earning more than you are you have more savings than you do you’re not a carer when you are They should say why they think you’ve been overpaid
Get help with the cost of renting privately
have savings below £16,000 you rent a home you live in the UK Check if you can get Universal Credit. In some situations you’ll have to claim Housing Benefit instead of Universal Credit. This applies
Getting a second adult rebate on your council tax
high. Capital means things like savings and certain types of property. You can check if you can get CTR if you haven’t already. You can’t get a second adult rebate at the same time as CTR. To work out