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  • If you're being taken to court for debt

    Find out what to do if you’ve received a letter about a debt. If you owe money and you don't pay it back your creditor might take you to court

  • Moving home and water bills

    What you should do when you are moving home, informing your water company and making sure you pay the right water bills

  • If you’re struggling to pay your heat network bills

    Find out what to do if you're having problems paying heat network bills or you owe money. Heat networks are sometimes called communal heating or district heating

  • Changing to a water meter

    Your right to have a water meter installed and the pros and cons of switching to a meter and be charged for actual water usage compared to being charged based on the rateable value of the property

  • If your post or parcel has been lost, damaged or delayed

    Check if you can get compensation and how to make a complaint. Find out what to do if an important document was lost in the post or if your parcel was stolen

  • Taking action over credit brokers

    Explains how to get your money back from a credit broker, if they have taken payment from you without your permission

  • Payday loans - making a complaint

    How to complain to a payday loan lender, the Financial Ombudsman Service or a trade association about a payday lender that has not followed the Good Practice Customer Charter and the Financial Conduct Authority (FCA) rules

  • Choosing a debt management plan provider

    How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct