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Getting a job reference
What your employer can put in a reference, and what to do if they give you a bad reference or won’t give you a reference at all
If you're struggling with your overdraft
Things you can do if you're struggling with your overdraft. Get advice on what to do if you're struggling to pay off your overdraft
Challenging a PIP decision - the tribunal hearing
What to expect at a Personal Independence Payment (PIP) tribunal hearing and how best to prepare
Disability discrimination and debt problems
Service providers must not discriminate against you if you're disabled. They must make reasonable adjustments to allow you to use their services. Find out more
Harassment by creditors
How creditors are supposed to behave when they are trying to recover their money, what kind of behaviour is not acceptable and how to tell if you are being harassed
Staying in your council home when someone dies
Check if you can take over a council or housing association tenancy. Check what happens if you can’t take over the tenancy
Appealing a Housing Benefit decision at a tribunal
How to appeal if your local council won’t change a decision about your Housing Benefit
Dealing with your business energy bills
Get advice about what to do if your small business is in debt to your energy supplier or you're having problems affording your bills