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Discharge from bankruptcy
Explains when and how you are discharged from bankruptcy, and what happens to your debts and belongings of value afterwards
Hire purchase and conditional sale
Information about how hire purchase and conditional sale agreements work, the right to end a hire purchase agreement and what happens if the buyer is unable to pay
Check your options for getting out of debt
Find out what help is available if you’re struggling to pay your debts, including breathing space, debt management plans, administration orders, IVAs, DROs and bankruptcy
Letter to claim damages for misrepresented goods or services
Use this letter to get a refund or claim damages for goods or services which were misrepresented to you at the time of sale
Applying for pre-settled and settled status
Find out how to apply to the EU Settlement Scheme for settled or pre-settled status to stay in the UK after Brexit. Get help with your application. What to do if you’re having problems finishing your application
Mail order catalogues
Information about buying things from a catalogue and being an agent for a catalogue company
Creditors still contacting you - debt management plans
Explains why creditors may still contact you while a debt management plan is in place and what to do if a creditor is harassing you
Check if a change affects your Child Benefit
Check which changes in circumstance to report to HMRC and how the changes will affect your Child Benefit. Find out if you're affected by the high income tax charge
Ending a hire purchase or a conditional sale agreement - letter
Letter to end a hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more
Check the rules after you go bankrupt
Find out what you can and can’t do when you go bankrupt. While you’re bankrupt, you have to follow certain rules. These rules are called 'restrictions