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  • Starting a pension

    Overview and content list for starting a pension. Read our advice about how much pension you'll need and choosing a personal pension

  • Dealing with your business energy bills

    Get advice about what to do if your small business is in debt to your energy supplier or you're having problems affording your bills

  • Choosing voluntary redundancy

    Work out if voluntary redundancy is right for you, and know when it affects benefits, mortgage protection or early retirement

  • Getting financial advice

    Information on choosing a qualified financial adviser, how much advice will cost, a checklist of things to think about before seeing an adviser and how to make a complaint

  • Student housing - your behaviour in halls

    Explains how students can be sanctioned if they misbehave or have rent arrears when living in university halls of residence. Sanctions can include withholding qualifications, preventing students progressing in their course and eviction

  • Check who can claim Universal Credit

    Check if you can get Universal Credit, a benefit for low income or unemployed people. Read the rules on savings, partners, age and immigration status

  • Stopping bailiffs taking your vehicle

    Check how to stop bailiffs taking your vehicle and get it back if it's been clamped

  • Getting the best credit deal

    Advice on getting a good best deal when borrowing money, including comparing credit products, costs involved, terms and conditions and checking whether you can afford the repayments