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Information your debt management plan provider must give you
Explains what to do if a debt management plan provider has not given you all the information you are entitled to when choosing or signing up for a debt management plan
What happens when a debt relief order is made?
Explains what happens once a debt relief order has been made and your responsibility to report a change of circumstances, or information you forgot to include in the original application
Ending a joint hire purchase or a conditional sale agreement - letter
Letter to end a joint hire purchase or conditional sale agreement. You might need to do this if you can't afford the payments any more
Individual voluntary arrangements (IVAs)
Find out if you're eligible for an IVA, how to make an application and get advice on solving any problems you have
If you’re struggling to pay your credit card
Find out what to do if you are struggling to pay your credit card debt and how you can start to clear the debt you have
Consumer
Get advice on your consumer rights, including complaints and trading standards
Offering to let someone from Ukraine stay with you
Check if you or your family members can apply to the ‘Homes for Ukraine’ scheme and what it will mean if you do
Paying back a Housing Benefit overpayment
Find out the different ways you can pay back a Housing Benefit overpayment, and what to do if you can’t afford to pay anything at all
Creditor trying to make you bankrupt
Explains what to do if someone you owe money to is trying to make you bankrupt
Problems with selling your home - delayed completion and lease options contracts
Information about 'exchange with delayed completion' and 'lease options' contracts, covering what they are, the risks involved and other options that may be available to people trying to sell their home