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  • Reducing your regular outgoings

    Find out how to save on household, energy and water bills, your TV licence and travel costs

  • Claiming Universal Credit

    Get help and advice on claiming universal credit. We offer help with applying, reapplying, going for your interview and how to get an advanced payment

  • Mortgage problems

    Check what help is available if you’re struggling with your mortgage payments, and what to do if your mortgage lender wants to evict you

  • Young people's rights

    Rights of children and young people including information on proof of age, discrimination, personal records, punishment and religion

  • Stopping bailiffs if you don't owe the debt

    Check how to stop bailiffs visiting you if you don’t owe a debt, find out how to prove you don’t owe the debt and how to complain if the bailiffs still say you owe the money

  • Choosing a debt management plan provider

    How to find a debt management plan provider, covering whether a debt management company is licenced and belongs to a trade association and checking the contract is correct

  • Living together and marriage - legal differences

    Differences between how the law treats married and cohabiting couples including financial matters, responsibility for children and housing

  • Mail order catalogues

    Information about buying things from a catalogue and being an agent for a catalogue company